As mentioned in our Winter Board Meeting, We have officially rolled out the LAFOP Family Protection plan.   Open Enrollment is now underway and members are receiving enrollment kits in their mailboxes at home.

These benefits were specially built for the LAFOP and we successfully negotiated special concessions for the unique needs of law enforcement.

These benefits cover the four vital areas of financial exposure:  24 hour disability that considers all sources of income, including overtime and special details; Life insurance for member, spouse and child(ren); Accident plan for member and family;  and Critical illness that covers heart attack, stroke and cancer.   These benefits are bundled under one low rate and are guaranteed issue to all members regardless of age or health provided we meet a minimum enrollment level over the next 60 days. 

Additionally, we are providing a group Medicare health & prescription plan to our over 65 Members, their spouses & Medicare-eligible under 65 Members.  By virtue of being FOP members, our Medicare-eligible retirees will have a special open enrollment period and it’s important that they are made aware of this benefit as soon as possible.

We have identified members’ over-65 through the national database, and mailed enrollment packets directly to their homes.   However, we were only able to identify those of whom the lodges had listed their dates of birth.  Therefore, if you have members who are over the age of 65 and their dates of births are NOT in the data base, please contact us so we can send them the information about this important benefit.

It is vitally important that we promote this to our membership, and I need your help.  It is our responsibility as leaders to provide access to information and empower them to make informed decisions.  We have taken several proactive steps including setting up a designated toll free number and call center staffed by licensed insurance agents.